Mental Healthcare Act 2017: insurance: practice question

A Psychiatry question in the style of the NEET PG paper. Answer it first, then read why the right option is right and why each of the others is wrong.

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Psychiatry · Mental Healthcare Act 2017: insurance

Sample item

What does the Mental Healthcare Act 2017 require of insurers regarding mental illness?

AExclude mental illness entirelyBCover only persons below the poverty lineCCover treatment of mental illness on the same basis as physical illnessDCover only inpatient treatment up to 10 days

Original practice item, not a recalled exam question. Nothing here is recorded.

The answer and the reasoning

C. Cover treatment of mental illness on the same basis as physical illness

The Act mandates that every insurer shall make provision for medical insurance for treatment of mental illness on the same basis as is available for treatment of physical illness. This parity is a landmark feature of the legislation.

Option by option

A. Exclude mental illness entirely
Exclusion would violate the Act.
B. Cover only persons below the poverty line
The provision is not limited to the poor.
C. Cover treatment of mental illness on the same basis as physical illness (correct)
Correct. Parity with physical illness is mandated.
D. Cover only inpatient treatment up to 10 days
No such limited cap is specified.

Source note: Original NextPrep sample item — pending expert review. This item is original practice material awaiting independent expert review, so confirm important facts in a standard textbook.

Questions about this Psychiatry question

What is the answer to this Psychiatry question?

The best answer is C, Cover treatment of mental illness on the same basis as physical illness. The Act mandates that every insurer shall make provision for medical insurance for treatment of mental illness on the same basis as is available for treatment of physical illness.

Why is "Exclude mental illness entirely" not the answer?

Exclusion would violate the Act.

Why is "Cover only persons below the poverty line" not the answer?

The provision is not limited to the poor.

Why is "Cover only inpatient treatment up to 10 days" not the answer?

No such limited cap is specified.

What concept does this question test?

It tests Mental Healthcare Act 2017: insurance in Psychiatry. This parity is a landmark feature of the legislation.

How hard is this question?

We tag it as a multi-step question: it asks you to combine more than one idea. The tag is our own editorial judgement, not an official difficulty rating, so read the reason for every option, not only the answer.

How should I study Mental Healthcare Act 2017: insurance?

Learn each diagnosis by its core features and its first-line treatment. Then use the flashcards and the other Psychiatry questions on this site to test what stuck.

Is this a real NEET PG question?

No. It is an original practice item (editorial status: sample, version 1). NextPrep does not publish recalled or leaked questions, and independent faculty review of this item has not been completed yet, so confirm important facts in a standard textbook.